Affordable Dentist in El Paso
Dental Insurance Information
Pearl Dental accepts most major insurance providers including the following:
- Aetna
- Blue Cross Blue Shield
- Cigna
- Delta Dental
- Guardian
- Humana
- MetLife
- United Healthcare
- Liberty
- Lincoln
- And Others
Because we deal with dental insurance every day, we understand firsthand that insurance plans can be a little confusing for our patients. It is important to understand that sometimes your dental insurance does not cover some dental treatments. If you have any questions, please contact us to see if we accept your insurance.
Payment Options
We currently accept the following payment methods:
- Cash
- Checks
- American Express
- Mastercard
- Visa
- Discover
Financing Options

Sunbit
We understand that a payment plan can sometimes be the best option for patients who need to get the treatment they need now. We proudly accept Sunbit at Pearl Dental.
With Sunbit dental financing, you can break down the cost of your dental care into easy, stress-free monthly payments.Get the smile you deserve today and pay over time with Sunbit’s quick and simple financing options.
With Sunbit, you can say yes to recommended surgical and non-surgical dental procedures, such as dental implants, root canals, extractions, or routine teeth cleaning checkups, and pay with a convenient monthly payment that fits your financial situation.
PatientFi
PatientFi dental financing makes quality dental care more accessible by offering flexible payment options tailored to patients’ needs. Designed with a patient-first approach, it allows individuals to prioritize oral health without the stress of upfront costs.
By breaking treatment expenses into manageable monthly payments, PatientFi ensures affordability, making it easier for patients to commit to the care they need. With an emphasis on transparency and simplicity, it empowers patients to focus on their health rather than their finances.
PatientFi dental financing operates with simplicity and speed, making it easy for patients to access the care they need. The application process is straightforward, requiring only a few minutes to complete online. Once submitted, patients receive an instant credit decision, eliminating the long wait times often associated with traditional financing methods.
Approved patients can then customize their payment plans, choosing terms that best fit their budget. This flexibility helps patients manage their expenses while receiving timely dental treatments, ensuring they don’t have to compromise on their oral health.

Dental Savings Plan
Smile More, Spend Less: Discover Our Dental Savings Plan!
Welcome to a world of affordable smiles! Our Dental Savings Plan offers you top-notch dental care without the worry of breaking your budget. Other financial options are also available.
No Dental Insurance? No Problem!
Gone are the days when you will have to skip out on your dental exams and cleanings due to the cost. Your oral health is an important part of your overall health and is not something to be ignored or taken lightly, especially if the issue comes because of financial situations.
This Is Not An Insurance Policy!
There is neither a maximum nor a deductible,—making your savings virtually limitless. There is no catch or hidden fees. You will be given a treatment plan displaying the total cost, the adjustment given to you in regard to the Savings Plan, and the amount that will be due on the date of service. You will see how much you are saving from the first appointment!
Pricing
PROPHY
DENTAL SAVINGS PLAN
Individual Membership
The individual membership is attached to only one patient.
$249
Family Membership
$99 per additional (13 and younger)
$149 per additional (14 and over)
Your 12-Month Membership Includes:
- Two Comprehensive Exams
- Two Sets of X-Rays
- Two Prophy Cleanings
- Two Fluoride Treatments
- 25% Off All Treatment
You will be given a treatment plan displaying the total cost, the adjustment given to you in regard to the savings plan, and the amount that will be due on the date of service.
With the Dental Savings Plan, you will see how much you are saving from the very first appointment.
*Please call for details.
PERIO
DENTAL SAVINGS PLAN
Individual Membership
The individual membership is attached to only one patient.
$299
Family Membership
$99 per additional (13 and younger)
$149 per additional (14 and over)
Your 12-Month Membership Includes:
$599 SRP
Deep Cleaning
- Two Comprehensive Exams
- Two Sets of X-Rays
- Three Perio Maintenance Appt.
- Two Peridex Treatments
- 25% Off All Treatment
You will be given a treatment plan displaying the total cost, the adjustment given to you in regard to the savings plan, and the amount that will be due on the date of service.
With the Dental Savings Plan, you will see how much you are saving from the very first appointment.
*Please call for details.
What Your Membership Includes:
Comprehensive Exams
The Dental Savings Plan membership program includes your comprehensive exams for the year.
Semi-Annual Cleanings
Your membership will include your two annual cleanings which should take place every six months.
25% OFF All Treatment
All treatment plans will be charged at a 25% discount when you are part of the Dental Savings Plan membership program.
Affordable Dental Care for the Whole Family!
You can sign up for an individual plan for yourself, a couple’s plan for you and your spouse, or a family plan that would include two adults and every legal dependent (children up to the age of 26) living in the household.